Buy
I Still Think Buying A Home Is The Best Investment Any Individual Can Make
John Paulson
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How To Buy A House In 13 Steps
Decide Whether You’re Ready To Buy A Home
01
Calculate How Much You Can Spend On A House
02
Save For A Down Payment And Closing Costs
03
Decide What Type Of Mortgage Is Right For You
04
Get Pre-approved For A Mortgage
05
Find The Right Real Estate Agent For You
06
Begin House Hunting
07
Make An Offer On A House
08
Get A Home Inspection
09
Get A Home Appraisal
10
Ask For Repairs Or Credits
11
Do A Final Walkthrough
12
Close On Your New Home
13
— BUY —
List Of Financing Options
Explore a range of financing options designed to fit different needs, goals, and financial situations. From traditional home loans to flexible alternative financing, we can help you understand the options available.
Conventional
Not backed by a government agency — typically the best rate for buyers with strong credit and a steady down payment.
FHA
Government-backed financing with a lower down payment and more flexible credit requirements, ideal for first-time buyers.
VA
Zero-down financing for eligible veterans, active-duty service members, and their families, backed by the Department of Veterans Affairs.
USDA
No-down-payment loans for eligible rural and suburban properties, backed by the U.S. Department of Agriculture.
ITIN
Home financing for borrowers without a Social Security number, using an Individual Taxpayer Identification Number instead.
HELOC
A revolving line of credit secured by your home’s equity — draw what you need, when you need it.
Hard Money
Short-term, asset-based financing that closes fast, often used for investment properties or fix-and-flip projects.
Manufactured Home Financing
Loan programs built specifically for manufactured and mobile homes, whether on owned or leased land.
Private Financing
Flexible, individually structured loans from private lenders for buyers who don’t fit a traditional lending box.